Not financial advice
The calculators and content on UAE Mortgage Tools are provided for general information and educational purposes only. They are not financial, legal, tax or investment advice, and they are not a mortgage offer, a promise of credit, or a recommendation of any product or lender.
Indicative estimates only
Results are indicative estimates generated in your browser from published Central Bank of the UAE and Dubai Land Department rules. Actual lending decisions depend on each bank's own credit policy, income and employment assessment, property valuation, internal limits and the rates available at the time. Your real eligibility, instalment and costs may differ — sometimes materially — from the figures shown here.
Accuracy and currency of information
We take accuracy seriously and cite primary sources throughout, but regulations, fees and interest rates change, and errors are possible. Figures described as "bank practice" (such as the 5% credit-card allowance, minimum-salary thresholds and non-resident LTV bands) vary between lenders. Interest-rate and EIBOR figures are time-sensitive snapshots. Always verify current rules and rates with the relevant authority or a licensed professional before acting.
No liability
To the fullest extent permitted by law, UAE Mortgage Tools and its author accept no liability for any loss or decision made in reliance on this website. You use it at your own risk.
Independence
This site is independent and not affiliated with the Central Bank of the UAE, the Dubai Land Department, or any bank. Some pages may link to, or in future refer you to, licensed mortgage brokers; where that happens it will be clearly disclosed.
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